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North Dakota employers often need workers compensation coverage when they hire employees out-of-state and when they send employees to work in other states.
The state of North Dakota currently has reciprocal agreements for workers compensation with seven surrounding states. These agreements allows ND employees to work in these other states on a temporary basis without buying other-states coverage. The states include Montana, Oregon, Idaho, South Dakota, Utah, and Wyoming. Coverage is not automatic and employers must request approval from WSI before working in any of these states.
We offer national and multi-state workers compensation program in all 46 non-monopolistic states throughout the United States. Contact us for a free quote today.
In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.
Don't see your business or industry? Don't worry, we've still got you covered.
Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.
We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.
Workers compensation is required by law in North Dakota. All ND employers with one or more employee are required to purchase coverage exclusively from Workforce Safety and Insurance.
North Dakota exceptions for workers comp coverage include:
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