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Our Direct PayGo program allows employers to access our real time pay as you go comp coverage even if they want to keep payroll in house. Clients send us a work comp report each pay period based on actual payroll per class code.
Installment programs are designed to improve cash flow by reducing the down payment to 1/12th of total and extending payment over 12 months.
Our Hartford XactPay Pay As You Go program is designed specifically for direct online reporting or QuickBooks users. It can interfaces with QuickBooks payroll software and automatically forwards payroll and premium data to The Hartford. Exact Premium is automatically debited each pay period.
Traditional workers comp insurance programs are based on estimated payroll. They typically have larger premium deposits (usually 15%-25%) with monthly billing. The programs work best for smaller employers with consistent payrolls.
A do-it-yourself reporting program for employers who choose to calculate and remit their own premium each month. The program usually requires security deposit.
Designed for companies with premiums in excess of $250,000 that are seeking an incredibly cost-effective opportunity to reap financial reward from good performance. The Program offers flexible risk-financing without complex captive arrangements, and allows customers to craft a solution that satisfies their own appetite for risk.
Some of our target Retro Program customers include:
Painting, Carpentry, Masonry, Excavation, Sand & Gravel, Furniture Moving/Storage, Drywall Construction, Plumbing, Landscaping, Tree Pruning, Crane Operations, Trucking, Trash Hauling, Logging, Saw Mills, Manufacturing, Property Management Companies.
A program for higher premiums greater than 500k. Allows client customer to share in the risk and reward of premium to loss ratio with the fronting carrier.
Easy Pay As You Go workers comp for employers who process their own payroll or use a provider without PayGo. No premium requirements, easier underwriting, and fast quotes.
Outsource your payroll to our preferred payroll partners or ask us to work with your current provider.
Pay As You Go workers compensation programs for Payroll Bureaus. We offer the most Pay As You Go workers comp plans in the country and manage the back-office administration.
Tired of losing workmans comp business to ADP or Paychex? Let us help you offer Pay As You Go workers comp to your customers.
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