Hotel Insurance
Workers' Comp and Liability

Workers' Compensation Codes Related to Hotels

Employees are grouped into classification codes based on their job duties and work functions. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies and agents categorize employees for rating purposes. Insurance companies set a base manual rate for each class code in order to begin pricing a policy.

Properly classifying workers is an important part of the quote process. Mis-classified employees can cost small businesses thousands of dollars. You could end up paying too much for coverage or owing more money after an annual audit.

Class Code 9052 | Hotel Employees

Businesses primarily engaged in the operations of hotels, motels, apartment hotels, motor courts and boarding houses. The class code generally includes all staff except those that would qualify under class code 8810- Clerical or 9058- Hotel Restaurant and Food Service.

Examples of workers that would fall under this classification include front desk staff, managers, bellhops, reservation staff, housekeeping, maintenance staff, sales, drivers, store workers, laundry staff and garage employees.

Hotels and resorts that have country club operations with employees that work exclusively at the country club should be separately rated under class code 9060-Country Clubs and Golf Courses.

Class Code 9058 | Hotel- Restaurant Employees

When a hotel, motel, etc. directly manages a restaurant within the facility, and the employees are hired and paid by hotel, these food employees should be classified under the 9058 code. This class includes cooks, wait staff, bartenders, hosts, dishwashers, and restaurant managers.

If a hotel or motel leases or sublets space to a separate restaurant operator or business entity, employees should be classified under the appropriate restaurant class code.

Class Code 9044 | Hotel- Casino Gambling

Hotel or motel operators that offer legalized gambling on the hotel premises should be separately rated under code 9044. This class includes all gambling hotel staff in a similar fashion to class code 9052.

Related: hotel, motel, inn, motor court, cabin rental, rooming house, boarding house, fraternity house, sorority house, workers dormitories.