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Loss Run Reports are official documentation provided by insurance companies. They indicate all claim activity for each of your insurance policies. For businesses with no claim history, your Loss Runs will specify that there have been no losses or claims.
Insurance underwriters typically want to see Loss Runs for the prior 3 years when they are pricing or underwriting a new insurance quote. This documentation helps them verify claims history and may enable them to offer better pricing on coverage. Loss runs may also be requested directly from your insurance company if you are unable to obtain them quickly from your insurance agent.
If you are unhappy with your current insurance company, their workers comp rates, or your insurance agent, we want to help. Our agency works with over 35 workers' compensation carriers and we'll work harder to find you the very best price for your coverage. Start an online quote below
If you prefer to send a written or fax request for your insurance Loss Runs, here is a sample letter for your business
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