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We've got great work comp programs available for Illinois business owners. Illinois is currently in our top 5 states for premium production in the U.S. Whether your located in cities such as Chicago, Springfield, or Aurora, chances are we've got affordable solutions for your coverage.
Some of our top IL industries include home health care, assisted living facilities, restaurants, day care providers, contractors, and trucking companies. We also help may other industries with flexible payment plans and Pay As You Go workers comp coverage.
Contact one of our Illinois workers comp Specialists today at 888-611-7467 to see if you qualify for a program.
In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.
Don't see your business or industry? Don't worry, we've still got you covered.
Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.
We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.
The state of Illinois requires that all employers doing business in the state have coverage. Even employers with a single part-time employee or only family members working for the business should have coverage.
Companies who utilize independent contractors may also be legally liable for the coverage for any sub-contractors. We recommend that businesses require sub-contractors to provide proof of coverage by requesting a Certificate of Insurance.
Illinois has made improvements the past few years with regard to the average cost of coverage in the state. Legislative reform passed over the past few years has made the state less litigious and helped to entice more insurance companies to begin offering more competitive rates in Illinois.
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