Workers' Comp for Tree Service Companies

Workers' Comp Codes Related to Tree Service

Employees are grouped into classification codes based on their job duties and work functions. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies and agents categorize employees for rating purposes. Insurance companies set a base manual rate for each class code in order to begin pricing a policy.

Properly classifying workers is an important part of the quote process. Mis-classified employees can cost small businesses thousands of dollars. You could end up paying too much for coverage or owing more money after an annual audit.

Class Code 0106 | Tree Service and Removal

Class code 0106 is the most common class code used for tree trimmers and arborists. It applies to contractors who use tools and equipment to prune, spray, trim, fumigate, or repair trees. Work performed may include incidental tree removal, chipping, cleanup, and the hauling of limbs and debris. Work can be done at ground level, on ladders, or bucket trucks. Equipment may include shears, saws, pruners, chain saws, guy wires and spraying equipment. In some cases when lawn care companies provide pruning operations performed on ground level the may be eligible to use class code 9102- Lawn Care Services.

Class Code 2702 | Tree Removal- Logging

Code 2702 applies to companies that remove trees, standing timber, and brush removal using hand or power tools. Applicable when clearing land for residences, power lines, golf courses, etc. This code also includes stump removal when done in conjunction with logging and tree removal.

Class Code 6217 | Tree Excavation

When the clearing or removal of trees and brush utilizes mechanical equipment such as bulldozers, hydroaxes, and hi-lifts it is classified under the excavation class code. This class also includes the relocation or installation of trees wit the use of tree spades.

Class Code 0005 | Tree Planting

Code 0005 is the standard classification code for facilities devoted to growing trees, shrubs, and plants. These companies may also deliver and plant trees at the customers' locations.

Related: arborist, tree service, tree trimming, tree pruning, tree removal, stump grinding, tree spraying, tree fumigation, christmas tree harvesting,