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What is workers compensation and how does it protect my business?
Learn more about this employer paid insurance coverage and find out how it helps protect your business and employees in the event an employee is injured on the job.
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Find out the seven basic parts of coverage included in a workers comp policy including medical, occupational, and employers liability coverage.
Research the various workers comp laws and statutes, and how they vary between each state and effect state workers compensation insurance coverage.
Get information about how the workers comp claims process works and how to help protect your business from higher rates caused by your experience modifier.
Workers comp benefits vary by state and injury circumstances. See if your state is employer friendly and how to manage work comp benefits to ensure claim settlements are fair.
According to a recent report, 2 out of 5 employers are likely misclassified into an NCCI class code with higher rates than the correct code. We help employers find the best workers comp class codes for their employees.
A workers' compensation state fund is typically set-up by each state to ensure that every employer has access to coverage since coverage is mandatory. State Fund's have the highest work comp costs so we help employers find more affordable voluntary coverage.
Many employers have an experience rating assigned by NCCI. This modifies each carriers manual rates and can either increase or decrease an employers actual work comp rates. Learn more about controlling your NCCI experience rating.
Access our free workers compensation forms and find state specific forms such as Acord applications, owner rejection forms, ERM-14 forms, and Report of injury forms.
Most insurance companies perform a year end workers comp audit to adjust premium based on the actual payroll listed on employer 940's and 941's. Learn more about how to prepare for a workers compensation audit.
Get straight-forward and easy to understand answers to the most common questions we hear regarding workmans compensation coverage. See if your business is required to purchase coverage.
Ever wonder what an agent typically earns in workers compensation commission from a written policy? We disclose our comp commission and help debunk commission myths.
Save 30% on work comp for select businesses
We don't work for an insurance company, we work for you.
We provide exert help with class codes, owners exemptions, state laws and state rules.
We have access to over 50 insurance companies so we can compare the cost of workers comp.
We leverage our national footprint and production to negotiate lower rates.
We shop your renewal each year so your business always gets the best deal.
Start a quote or pick a state to learn more about workers comp insurance in your state.
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